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Representative is registered with and offers only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. 6187 Carpinteria Avenue, Carpinteria CA. 93013, (800) 874-6910. Randall Wealth Management Group and PlanMember Securities Corporation are independently owned and operated. Trevor R. Randall - CA Insurance License #0I08678

 

PlanMember is not responsible or liable for ancillary products or services offered by Randall Wealth Management Group. The views expressed may not necessarily reflect those held by PlanMember Securities Corporation (PSEC). Material presented is believed to be from a reliable sources and PSEC makes no representation as to it accuracy or completeness. 

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Check These Factors before Switching Jobs


When considering a job switch, it’s tempting to just look at the difference in salary between the two positions to make your decision. But before deciding whether to change jobs, you should consider a host of factors, including:

  • 401(k) plan — Compare the 401(k) plan features at both employers. How long will you have to wait before you start making contributions to the new plan? What matching contributions does each employer offer? What investment alternatives are available with each plan? 401(k) plans are becoming increasingly important to help fund retirement, so you should thoroughly review each plan.

  • Health insurance — How much of your health insurance premium do you have to pay at each employer? How does the coverage compare? What out-of-pocket expenses are you likely to incur with each plan?

  • Other fringe benefits — Thoroughly compare the fringe-benefit package at each employer, looking at vacation, sick days, life insurance, disability insurance, dental and optical insurance, and other benefits.

  • Commuting costs — How far is each job from your residence? Will there be additional commuting costs involved, including gasoline, parking fees, and wear and tear on your automobile? Will you have to spend additional time commuting, keeping you away from your family longer?

  • Other costs — How do you have to dress at each job? Will you need to purchase new or more expensive clothing? Will you have to go out to lunch more frequently?

  • Advancement opportunities — While this is difficult to quantify, what are the advancement possibilities at each job? You might want to stick with a lower-paying job, if in the long run you'll have better advancement opportunities.

Representative is registered with and offers only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. 6187 Carpinteria Avenue, Carpinteria CA. 93013, (800) 874­-6910. Randall Wealth Management Group and PlanMember Securities Corporation are independently owned and operated. PSEC is not responsible or liable for ancillary products or services offered by Randall Wealth Management Group or this representative. CA Insurance License: #0727953.

This newsletter was prepared by Integrated Concepts Group, Inc. The opinions expressed in this newsletter are for general information only and are not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regard to your individual situation. The views expressed are those of the author and may not necessarily reflect those held by PlanMember Securities Corporation. Material presented is believed to be from a reliable sources and PSEC makes no representation as to it accuracy or completeness.


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